Privacy Policy

Adelaide Independent Finance Pty Limited
ACN 135 816 803

189,Main North Road Nailsworth 5083

Privacy Statement
The Adelaide Independent Finance Pty Limited is committed to respecting and protecting your privacy. We have structured our Web site so that, in general, you can visit the Adelaide Independent Finance Pty Limited on the Web without identifying yourself or revealing any personal information. The Adelaide Independent Finance Pty Limited is committed to abiding by the National Privacy Principles in relation to personal information that we collect and record
Once you choose to provide us personal information (any information by which you can be identified), you can be assured that it will only be used to support your contact/client relationship with the Adelaide Independent Finance Pty Limited.
This statement regarding the privacy of the personally identifiable information you provide online covers the following five areas:
• Awareness
• Choice
• Accuracy & Access
• Security
• Oversight

Awareness
The Adelaide Independent Finanace Pty Limited provides this Online Privacy Statement to make you aware of our privacy policy, practices and of the choices you can make about the way your information is collected and used. To make this notice easy to find, we make it available on our homepage and from the bottom of every the Adelaide Independent Finanace Pty Limited.com.au page, including pages found within our client system and subdomains.

How we use personal information
The Adelaide Independent Finance Pty Limited uses your information to better understand your needs and provide you with better service, whether as a visitor of the firm, contact or customer.
From time to time, we may also use your information to contact you for market research or to provide you with marketing information we think would be of particular interest. At a minimum, we will always give you the opportunity to opt out of receiving such direct marketing or market research contact.

Who we share it with
The Adelaide Independent Finance Pty Limited will not sell, rent, or lease your personal information to others. Unless we have your permission or are required by law.

Choice
The Adelaide Independent Finanace Pty Limited will not use or share the personal information provided to us online in ways unrelated to those described above without first letting you know and offering you a choice. As previously stated, we will also provide you the opportunity to let us know if you do not wish to receive unsolicited direct marketing materials from us and we will do everything we can to honour such requests.

Accuracy & Access
The Adelaide Independent Finance Pty Limited strives to keep our record of your personal information accurate.
We will provide you with access to your information, including making every effort to provide you with online access to your registration data so that you may view, update or correct your information.
To protect your privacy and security, we will also take reasonable steps to verify your identity before granting you access or enabling you to make corrections. To access your personal information, return to the web page where you originally entered it and follow the instructions on that web page. To opt-out of Adelaide Independent Finance Pty Limited contact, provide your name, email and/or address and relevant information about subscriptions or registrations you may have with the Adelaide Independent Finance Pty Limited.
This opt-out will cancel all marketing and support communication and newsletters, including offline subscriptions. Certain areas of the Alto Group's Web sites may limit access to specific individuals through the use of passwords or other security measures.

Security
The Adelaide Independent Finance Pty Limited is committed to ensuring the security of your personal information. To prevent unauthorized access or disclosure, maintain data accuracy, and ensure the appropriate use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online. We use encryption when collecting or transferring sensitive data.

Access to Consumer Credit Information (Section 18K (1)(b), privacy Act 1988

I / We agree that Adelaide Independent Finanace Pty Ltd may obtain a consumer credit report containing information about me from a credit reporting agency for the purpose of assessing my / our application for commercial credit.

Exchange of Credit Worthiness Information (Section 18N, Privacy Act 1988)

I / We agree that the credit provider may exchange information with those credit providers named in this application or named in a consumer credit report issued by a credit reporting agency for the following purposes:

To assess an application by me / us for credit
To notify other credit providers of a default by me / us
To exchange information with other credit providers as to the status of this loan where I am in default with other credit providers
To assess my / our credit worthiness

I / We understand that the information exchanged can include anything about my / our credit worthiness, credit standing, credit history, or credit capacity that credit providers are allowed to exchange under the Privacy Act.

Agreement to a credit provider being given a consumer credit report by a credit reporting agency to assess a guarantor (Section 18K 1( c ) Privacy Act 1988)

I / We agree that Adelaide Independent Finance Pty Ltd may obtain from a credit reporting agency a consumer credit report containing information about me / us for the purpose of assessing whether to accept me / us as a guarantor for credit applied for by, or provided to, the borrower (s) named in this agreement I / We agree that this agreement commences from the date of this agreement and continues until the credit covered by the borrower (s) application ceases.
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